To start with, taken down all the details about the individual or the company that has expressed interest in purchasing your structured payments. Ask them how they got your details, and who (if anyone) referred them to you. Do not share any specifics of your case -the terms, the payment amounts, or the payment schedules, etc. If the calling party cannot or refuses to give logical explanation of how and from whom they got your contact details, break off any and all further contacts with them.

Deciding to sell your structured payments is a major decision that requires careful planning and consultation with professionals that specialize in the applicable law, taxation, as well as in investment related matters.

It is almost always a good idea to speak with an attorney that specializes in transactions involving structured payment annuities and investment annuities, etc. If you do not know an attorney qualified and experienced in such matters, you may want to contact the original attorney or the lawfirm that was involved in litigation/negotiation on your behalf. It may also serve you well if you were to contact your local Bar Association for a referral. If that does not help, consider getting in touch with the office of your state's attorney general.

Transactions involving structured settlements are highly regulated in order to protect the best interests of the Injured party. The federal law requires that all such transaction be subjected to a court oversight and approved by a judge to help protect the best interests of injury victims and the taxpayers. A judge may disprove a transaction involving reassignment (selling off) of Structured Payments to a third-party company if (s)he thinks that doing so would not be in the best interest of the victim. If you are seriously contemplating this, seek professional help. Don't try this at home!